Last updated January 31, 2023 These Terms of Use govern your use of atimetocreate.com and the services we provide (collectively, “Services”), which are owned and operated by A Time to Create, LLC. (“A Time to Create”). By accessing or using our Services, any person who accesses or uses the Site (“you” or “your”) agrees to be bound by the following Terms of Use and by our Privacy Policy available at www.atimetocreate.com/privacy which is incorporated here by reference.